Independent insurance, with a local agent who answers.
Oakwood Insurance Agency covers your home, auto, life, business, and health — comparing carriers on your behalf so you get the right protection without the runaround.
What we cover
Home & Property
Homeowners, renters, and personal umbrella coverage — plus flood, earthquake, and sewer-backup add-ons for the things you've worked for.
Auto & Recreational
Cars, motorcycles, and watercraft, with options for ride-share drivers — coverage matched to how and what you drive.
Life, LTC & Annuities
Life insurance, long-term care, and annuities to help protect your family and plan for what's ahead.
Business Insurance
Coverage built for local businesses — protecting your operation, your property, and the people who depend on it.
Health Insurance
Individual and group health insurance guidance to help you and your family find the right plan.
Specialty Lines
Identity-theft protection, coverage for home-based businesses, and other specialty lines when you need them.
One agent, many carriers
Because we're independent, we're not tied to a single company. We compare options across carriers and bring you the coverage that fits — then we're still here when you have a question or a claim.
- Independent — we shop the market for you
- Personal & business lines under one roof
- A real person in Watertown who picks up the phone
Not sure what you need? Let's talk it through.
Tell us about your home, auto, business, or family and we'll put together a no-pressure quote.
Get a quote